Our mission is finding the way to say:
YES, YOU CAN!
No matter the limits, your goal is our goal.
Trusted by 20,000+ clients across the U.S.
↓ Watch this video to be inspired ↓
Results That Speak for Themselves
The only story missing is yours
The 700 Plus Credit Method
Here’s everything you get when you work with us:
✅ Full 3-bureau credit analysis
✅ A personal credit expert assigned to you
✅ Free consultation call to review your case
✅ Fast-track dispute strategy using consumer law
✅ Get approved for a home or car
✅ Only $69/month
✅ Cancel anytime
What’s a Credit Report?
A detailed record of your credit history from Experian, Equifax, and TransUnion. Lenders use it for approvals and rates — we use it to find what’s holding your score back.
- Your credit history file, not just a number.
- Pulled from all 3 bureaus for the full picture.
- Updated as banks and collectors report activity.
- Identity & addresses
- Accounts (cards, auto, mortgage, student loans)
- Payment history (on-time/late, past-due)
- Collections & charge-offs
- Public records (bankruptcies, liens, judgments)
- Inquiries (who checked your credit)
- Approvals & rates are based on it.
- Errors are common — we detect and correct them.
- Correct the report, the score follows.
- We build a targeted plan from your data.
The score is a number. The report is the data behind it. We correct the report so your score can rise for the right reasons.
Viewing through SmartCredit is a soft pull — it doesn’t hurt your score. Lender applications use a hard pull.
Your Credit Repair in 3 Clear Steps
1. We Evaluate Your Case
Free and with no obligation.
2. We Design Your Plan
Tailored to deliver fast results.
3. We Guide You
Until you reach your credit goal.
ATTORNEY ADVICE
HELP CLIENTS FROM HOUSTON TO ALL US
OVER 1kREVIEWS
Pick the plan that fits your goals and start today
20,000+ have trusted us to CORRECT their credit. You’re next.
Most flexible - 10 payments
Basic $69/m
Most flexible plan to start
Same expert service
Easier, smaller monthly payments
Personalized credit strategy
Cancel anytime
Authorize.net Verified Merchant
Balanced support - 7 payments
Advantage $99/m
Balanced option with full support
Expert dispute services
Customized plan review
Faster progress, fewer payments
Cancel anytime
Authorize.net Verified Merchant
Fastest results - 5 payments
Priority $139/m
Most flexible plan to start
Priority processing
Full restoration package
Personalized dispute strategy
Cancel anytime
Authorize.net Verified Merchant
🔒 Secure checkout — 256-bit SSL encryption. Payments processed by Authorize.net. Cancel anytime.
Get Your Free Analysis Today
We will need some information from you.
Don’t worry, this is secure and won’t hurt your credit score.
By clicking "Submit" I agree by electronic signature to: (1) be contacted by 700 Plus Credit about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy. 🔒 Secure checkout — 256-bit SSL encryption. Payments processed by Authorize.net. Cancel anytime.
Top-Rated Credit Repair in Houston
At 700 Plus Credit, we are committed to helping you at every step of the way improving you credit profile on the path to financial freedom. We take every aggressive measure under the law to repair and restore your credit.
700 Plus Credit is built on honesty and integrity and believes that everyone deserves a second chance to improve their credit score.
We offer a variety of financial services. Our company has extensive knowledge and experience in Credit Restoration, credit rebuild, Tradelines, Mortgage Loan, Personal Loan, Auto Loan, Business Loan, Real Estate Investment and finance.
We want to lead our clients in the right financial direction so they can be better equipped and prepared to make financial decisions. 700 Plus Credit strives to empower our clients with current financial knowledge that affects their credit score and purchasing power.
Ruben
Ruben leads 700 Plus Credit with a compliance-first mindset and a clear focus on client outcomes. He designs the strategy, mentors our specialists, and builds partnerships that help clients reach their goals faster.
Andrea
Andrea runs our day-to-day operations so your experience feels simple and organized. She coordinates onboarding, quality checks, and timelines, keeping each case moving forward.
Rose
Rose makes billing simple and transparent. She sets up payment plans, answers account questions, and ensures every transaction is processed securely through our PCI-compliant provider.
Hector
Hector is known for his patience and deep knowledge of credit laws. He’s helped hundreds of clients recover their scores and feel confident again about their financial future.
Liz
Liz brings clarity and compassion to every case. With years of experience guiding clients step-by-step, she’s committed to helping you take control of your credit with confidence.
Edwin
Edwin combines strategic thinking with a strong sense of purpose. He’s helped clients go from denied to approved, and he’s ready to walk with you every step of the way.
Frequently Asked Questions
Will this hurt my credit?
No. Our process is legal, safe, and fully compliant. Nothing gets added to your reports. Start here!
How long will it take to correct my credit?
The timeline depends on your situation. Most clients begin to see meaningful results within 3 to 6 months—but the sooner you start, the faster you’ll see progress. Start here!
Will this help me qualify for a car or home loan?
Yes. Our goal is to help you improve your credit so you can qualify for major purchases like cars and homes—often with lower interest rates. We also work with trusted lenders and realtors.
Can I cancel at any time?
Absolutely. You can cancel anytime by simply emailing us at [email protected].
What if I don’t have access to my credit reports?
No problem. During your onboarding call, one of our specialists will guide you step-by-step to retrieve the necessary reports and get started. Start here!
Can I get my SmartCredit report on my own?
Yes. Just go to SmartCredit here, log in or sign up, download your report, and upload it on our site by selecting your best plan here.
You're in control — Start risk-free
100% Payments Secure
The best time to correct your credit was yesterday… the second best time is today.
Headquarters at Houston, Texas
(713) 661 5505 | [email protected]
Copyright 2025. 700 Plus Credit LLC All Rights Reserved.
Privacy Policy